Common Sense in Technology Design & Implementation

Look at the service unavailability message on the right hand side.
This message is, in gist, telling the user to try later as the service is available only during certain hours.

Where are those hours listed? What time do you open?
And, this is an eCheque service, which allows the user to write electronics checks to users from other banks. Why can't this service be asynchronous?

Not to mention that it is one of the leading banks of India, ICICI